Dubai property calculators
Test your budget, annual income and payment commitment before requesting a property shortlist.
All starting figures are illustrative inputs, not quoted fees, market rents or predicted returns. Replace every assumption with evidence for your property. Calculations stay in this page; no registration is required.
Buying cost calculator
Include applicable registration, administration, conveyancing, brokerage, mortgage setup and currency costs in your fee estimate. The calculator does not determine which fees apply.
- Total acquisition cost
- AED 1,625,000
- Funds including reserve
- AED 1,655,000
Acquisition cost = price + purchase fees + initial works. The reserve stays separate from the yield denominator.
Net rental yield calculator
Uses the property price and acquisition cost above. Model one full year of operation.
Other owner costs should include maintenance, insurance, replacements and any owner-paid utilities or letting costs. Add all costs relevant to your letting strategy.
- Gross yield on price
- 7.33%
- Net operating yield on acquisition cost
- 4.88%
- Annual net operating income
- AED 79,275
- Annual cash flow after loan repayments
- AED 79,275
Net operating income deducts vacancy, service charges, management and other owner costs. Loan repayments are deducted separately for cash flow. Figures exclude tax, capital growth and sale costs; net yield is not a return on equity.
Downside scenario
With rent 10% lower and vacancy five percentage points higher, net operating yield becomes 3.98% and annual cash flow becomes AED 64,645. This is a stress test, not a forecast.
Payment plan calculator
Allocate the property price across the contract stages. Fees, furnishing and reserve are additional and may fall due at different times.
| Stage | Share of price | Amount (AED) |
|---|---|---|
| Booking | 20% | AED 300,000 |
| During construction | 40% | AED 600,000 |
| At handover | 40% | AED 600,000 |
| After handover | 0% | AED 0 |
Check every due date and payment trigger against the signed contract. This grouping does not model monthly instalments or financing eligibility.